Instead of saying it is in parts, it is in stages. The reading can and most likely to go through all three stages. It is more of a personal finance book. Within the book, exercises/assignments are places for the reader to do. It gives space within the book where you can write in it. You do not have to write in the book but it is an option. On the website, www.thegetmoneybook.com in the introduction, states you can find the assignments and worksheets to print out, video tutorials and more. There are pro talk sections, different interviews with personal finance and behavioral experts. Has the end of chapter points. Talks about setting goals – like saving for a trip or paying off student debt. SMART acronym – specific, measurable, achievable, relevant and time-based. How this process can be helpful throughout the book and life outside the book. Also talking about frugal, budget, emergency funds, credit inquiries. At times the points are focused on an American audience but can be generally looked at by other people outside of America.